Tax Advisory: Planning, Structure and Year-Round Guidance
Most tax is decided long before the return is filed. We work with owners, incorporated professionals and individuals on the decisions that shape the bill: how you pay yourself, how the business is structured, and what to do before the year closes.
Advice Before the Decision, Not After
Compliance work reports what already happened. Advisory work changes what happens next. The difference usually shows up in a handful of decisions each year: whether to take salary or dividends, whether to incorporate, when to buy equipment, how to handle a property sale, and what to settle before your fiscal year end rather than after it.
We give you the numbers behind those choices and tell you plainly where the trade-offs are. Tax outcomes depend on your facts and on legislation that changes, so we set out the options and the risks rather than promising a result. A licensed Chartered Professional Accountant prepares or supervises the advice.
What Tax Advisory Covers
Remuneration Planning
Salary, dividends, or a mix. We model the combinations against your income, RRSP room, CPP position and the corporation's situation.
Business Structure
Whether incorporating makes sense at your revenue level, and how holding companies, family trusts and share structures change the picture.
Year-End Planning
A review before your fiscal year closes, while there is still time to act on the items that only work before year end.
Small Business Deduction & TOSI
Access to the small business deduction, the effect of passive income, and how tax on split income applies to family members.
Property & Capital Gains
Planning around the sale of real estate, shares or a business, including reserves, the principal residence rules and qualified property exemptions.
Succession & Exit
Early planning for selling the business, bringing in a partner, or passing it to the next generation, where timing matters most.
How Advisory Work Runs
Situation Review
We look at your current filings, corporate structure and goals so the advice is built on your actual position rather than a general rule.
Identify the Decisions
We set out the specific choices in front of you this year and which ones have deadlines attached.
Model the Options
We run the numbers on the realistic alternatives so you can see the difference between them rather than take it on trust.
Written Recommendation
You get the recommendation in writing, with the reasoning and the risks stated, so you can act on it or take it elsewhere.
Implementation
We handle the filings, elections and documentation that put the decision into effect, working with your lawyer where one is needed.
Year-Round Check-Ins
We revisit the plan as your income, the business or the legislation changes, rather than only at filing time.
Who Tax Advisory Suits
Incorporated Owners
Owner-managers deciding how to pay themselves and how to hold profits that are not drawn out of the company.
Incorporated Professionals
Physicians, dentists, lawyers, engineers and consultants working through a professional corporation.
Growing Businesses
Companies approaching the small business deduction limit, adding partners, or moving into other provinces.
Individuals with Complex Years
Anyone facing a property sale, a large capital gain, a move between provinces, or a change in residency.
Frequently Asked Questions: Tax Advisory
Disclaimer: Information on this page reflects general accounting practice and Canadian tax rules current at time of writing. It is not professional advice and does not create a CPA-client relationship. Consult a licensed CPA for advice on your situation.
Related Services
Plan the Year Before It Closes
Talk to a licensed CPA about the decisions in front of you this year. Get in touch.